Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Chase: You can check your Chase credit card delivery status by calling customer service at (800) 432-3117. Please adjust the settings in your browser to make sure JavaScript is turned on. The Forbes Advisor editorial team is independent and objective. To check the current status of your Chase credit card application, click on it. Hi Moussa. Past performance is not a guarantee of future results. If you're approved for a credit card, we'll send a notice sharing the good news and explaining what to expect next. There is no option to check the status of your application online. 2023 Forbes Media LLC. To find out if you may be eligible for a HELOC, use our HELOC calculatorand other resourcesfor a HELOC. Otherwise, you may have to submit a brand new application. Chase, JPMorgan, JPMorgan Chase, the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. You might be able to use a portion of your home's value to spruce it up or pay other bills with a Home Equity Line of Credit. How to check your Chase credit card application status The automated phone number to check your Chase credit card application status is: 1-888-338-2586. JPMorgan Chase Bank, N.A. You just need to enter your Social Security number. For more information on our advertisers, see here. Contact your nearest branch and let us help you reach your goals. Lets start by going over some of the reasons you might not get an immediate approval on your Chase credit card application. See your personalized spending report to track, sort and see a PDF of your Chase credit card transactions. To avoid wasting your five Chase slots or applying for a Chase card only to be denied, you should keep track of your 5/24 standing. Learn how to calculate your debt-to-income ratio and why lenders use it. If you apply for a credit card with Chase, we may provide important updates until we make a decision on your application. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. Here are a few things to keep in mind when you call the Chase reconsideration line: Applying for a small business credit card can be a bit trickier than applying for a personal card. We update your score every week and tell you what's changed. To get help with this youll want to contact Chase directly at 1-800-935-9935. The most popular rule by Chase is probably the 5/24 rule. We'd love to hear from you, please enter your comments. Read all about the Chase Suite Hotel Tampa's location and nearby . One possible follow-up is a request for more information. You can order your checks and checkbooks online by logging into your Chase account or you can order (personal and business checks) on the Deluxe website or by calling 1-888-560-3939. These hard inquiries will be recorded on your credit file and can be viewed as a red flag that you are in a risky financial position. It can also take as little as an hour. The first method is using Credit Karma, a free credit and money management company with both a website and mobile application. If you apply for a credit card with Chase, we may provide important updates until we make a decision on your application. Chase online lets you manage your Chase accounts, view statements, monitor activity, pay bills or transfer funds securely from one central place. Then there's the rewards-earning side of the equation. The 5/24 rule currently impacts applications on all Chase cards, including: Chase Personal Cards Impacted by 5/24. You will need to enter your social security number for security purposes. Whether you choose to work with a financial advisorand develop a financial strategy or invest online, J.P. Morgan offers insights, expertise and tools to help you reach your goals. Compared to other banks, Chase credit cards arent the easiest to get. If you don't yet have the card, there are so many great long-term reasons to keep this card, including bonus points on all kinds of purchases, excellent travel coverage, and awesome points redemption opportunities. As with any credit card application, there will be a hard inquiry, which is likely to ding your credit score by a few points. However, each card issuer has different approval criteria for its cards, and often for each of the cards it offers. See our Advertiser Disclosurefor more details. Credit Karma also doesnt show any inquiries. We don't support this browser version anymore. The Chase reconsideration line for business cards is 800-453-9719. If you're interested in this option, you can take action based on the denial letter you receive. Chase offers two options to help you along: online access and a Chase mobile app. Apply for auto financing for a new or used car with Chase. Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. When you apply for a Citi credit card, you should get an Application ID . Weve enhanced our platform for chase.com. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. The hotline phone number to check your status is: For Chase personal cards: 1-888-338-2586 For Chase business cards: 1-800-453-9719 Check here for the latestJ.P. Morgan online investingoffers, promotions, and coupons. For example, if you have a checking account with a financial institution, information about your income might be on record. When you apply for a new credit card and dont get an immediate approval, you might start to worry and wonder what you should do next. New personal credit cards that you open at any bank. Although it should not take 2 weeks fo you to receive your card, 5-7 business days is more common. Go to the main menu. These are: Barclaycard AA Aviator MasterCard opened on June 2, 2017 Your decision should be based on not only what you qualify for, but which is best for your lifestyle. This bonus value is an estimated valuation. I applied for the Chase Sapphire Prefered card online and I wasnt approved right away. Please enroll with the application ID number we emailed you. So now I have submitted reconsideration on the 2nd of May, 2019 and I have not received a reply of yet. To help you stay on track, we update your score on a weekly basis and send alerts when we spot new activity or changes. Please adjust the settings in your browser to make sure JavaScript is turned on. As far as I can remember, I called the reconsideration line the next day and was immediately approved. Not receiving a quick decision on your credit card application is usually not cause for concern. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. Also, be careful to not apply for many other credit cards in a short period of time. How would someone on this random website do that for you? Digital applications tend to yield decisions in the shortest amount of time. It should ask you to enter your Social Security number to check your application status, and then will let you know whether your application has been processed. Use the payment calculator to estimate monthly payments. Using an updated version will help protect your accounts and provide a better experience. Chase also offers online and mobile services, business credit cards, and payment acceptance solutions built specifically for businesses. JPMorgan Chase is one of the most prolific credit card issuers in the United States. J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, memberFINRA and SIPC. It should provide your current Chase card application status. Regardless, any time you spend waiting for a decision can feel like a stressful eternity, especially when applying for your first card. All in all, not receiving a decision on your credit card application right away may be frustrating, but given the scope of the process, it's actually quite normal. Open a savings account or open a Certificate of Deposit (see interest rates) and start saving your money. In the menu, there is an application status section. Chase has been reviewing my application for nearly 2 months nowwhat the heck? At a minimum, a credit card application will typically require the applicant's: If this information is incomplete or not included, an application could take more than a few minutes to approve. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Not a chase customer? Yesterday I received a letter indicating a JPMorgan Chase address stating Action Needed: Please call us to discus your application You can check your Chase Sapphire Preferred Card application status over the phone at (800) 945-2000. Outlooks and past performance are not guarantees of future results. . Weve enhanced our platform for chase.com. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. We can help you find the credit card that matches your lifestyle. Credit score over 750. If you suspect a charge on your account may be fraudulent, please call us immediately at the number on the back of your card. If the hurricane impacts you, please call us at 1-800-254-7713 or DM. Chase Credit Journey gives you unlimited access to your credit score, email alerts that can help identify fraud and more. 8am to 1pm EST Saturday. However, getting such a letter is not a guarantee that you will get the card. Chase may review your application manually to be absolutely certain that you meet all the criteria. You'd receive this notice requesting what's needed and indicating that the application status is still pending. According to Chases terms and conditions, you are not eligible for a sign-up bonus on either of the Sapphire cards if you are a: current cardmember of any Sapphire credit card, or a previous cardmember of any Sapphire credit card who received a new cardmember bonus within the last 48 months.. Get a mortgage, low down payment mortgage, jumbo mortgage or refinance your home with Chase. Chase Sapphire Reserve). And, if youre a Chase customer already, you can log in online and use the application status button in your account menu. No responsibility will be taken by the bank advertiser for these comments. I then called the reconsideration line and was immediately approved. I already have two chase cards, the freedom and the slate. That's because the additional information is required to complete the review process. What do I do now? Certain custody and other services are provided by JPMorgan Chase Bank, N.A. Log into your Chase account Click on "Ultimate Rewards" on the left bar or head to the Chase Ultimate Rewards portal directly Select " Rewards Activity " to see the tool When using the Chase mobile app: Scroll to the bottom of the dashboard and click "Ultimate Rewards" Click the menu bar on the left side of the screen If the website isnt working, another option is to check your application status by their automated phone line at 888-338-2586. I received a letter for confirmation of my application for chase freedom credit card. Compare our cash back credit cards to find your best option. Thank you for the help. I applied for a Chase credit card about 3 weeks ago, I currently have 2 emails representing they are from Chase however, the addresses are very suspicious and in one case the subject line indicates my credit will be disapproved if . Member FDIC. Log in to Chase's website. Past performance is not a guarantee of future results. While you may not have tracking information for your physical credit card, delivery usually takes up to two weeks from the date of your approval. Chase also offers online and mobile services, business credit cards, and payment acceptance solutions built specifically for businesses. In addition, as an Amazon Associate we earn from qualifying purchases. Choose the checking account that works best for you. Cash back rewards can take the form of dollars or points. Chase Freedom was my first Chase credit card. Most issuers have secure websites and phone lines you can use to check the status of a credit card application. Generally within 14 days of submitting your credit card application, you should receive a decision or a follow-up on your application. This is a huge 20% return with the . If your application is turned down, you will receive a letter in the mail, outlining the reasons. I applied for the Chase Sapphire Preferred on 5/16/2022 and got denied. Lock your card right from your phone in the Chase Mobile app video. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. The lines are open 24/7 and you can call as often as you'd like. If you call, Chase may direct you to speak to a representative. Commissions do not affect our editors' opinions or evaluations. Please review its terms, privacy and security policies to see how they apply to you. COVID-19 Support For questions or concerns, please contact Chase customer service or let us know about Chase complaints and feedback. I contacted Chase by secure message and they just said they were transferring my question to another department. Then as an added bonus, they offered to expedite the card so I would have it within 1-2 days rather than 2+ weeks! Hello sir or madam. Tools to help you manage your Chase credit cards. Existing relationships with a bank can affect the timing of its review process. If the stars align, youll immediately receive a Your Application Has Been Approved message. Great Info! However, sometimes it can take up to 30 days. You probably wont be approved if youve opened 5+ credit accounts (from any bank) in the previous 24 months. Have you called for any sort of status update? Learn more about these topics and much more. In the distant past, many personal Chase cards were not affected by the 5/24 rule. Get more from a personalized relationship with a dedicated banker to help you manage your everyday banking needs and a J.P. Morgan Private Client Advisor who will help develop a personalized investment strategy to meet your evolving needs. Such pre-approval letters are based on soft credit pulls, so will have no impact on your credit scores. How to contact the Chase credit card reconsideration line. In this case, you can find directions and an application within the mailer that will show you how to apply for the card in . How to Get Help If you have a question about fees or need general support for your existing processing account, you can call Client Services at 1-800-934-7717. The main menu will appear on the left side of your account. is a wholly-owned subsidiary of JPMorgan Chase & Co. "Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account. I was not immediately approved. You can learn more about credit and how to make healthy financial choices using Chase Credit Journey. Select your Chase Ultimate Rewards-earning Chase travel card (i.e. Whenever you check an application's status by phone, you may have to provide a reference number for your application and verify your identity with information like your Social Security number. Now, you are limited to 1 bonus every 4 years! Seeour Chase Total Checkingoffer for new customers. Katie fell in love with travel during a semester abroad in college spent in Nottingham, England. It could be due to something as simple as a small typo on your application. Thanks for letting us know that the strategies worked. Get Credit Card Perks I called the reconsideration number and was able to have them take a second look at it. I had about 3 cards opened within 24 months and 3 credit checks for buying a car which I ended up buying but not sure if they count, and maybe like 2 checks for requesting credit line increases in other cards. Some information can take longer to verify than others, especially if you are not an existing customer with the card issuer or bank. Best Credit Cards for Rental Car Insurance, Business Credit Cards for Advertising Purchases, Business Credit Cards for Shipping Purchases, Top Reasons to Get a Business Credit Card, How to Apply For a Small Business Credit Card, Maximize Rewards From Your Business Purchases, Comparing Top 3 Chase Business Credit Cards, Tourist Visa Requirements for U.S. Citizens, How to Cancel an American Airlines Flight, TSA PreCheck Everything You Need to Know, Chicago OHare International Airport [ORD], Best Websites for Booking Affordable Hotels, Best Hilton Luxury Hotels to Book With Points, Guide to Hotel Status Matches and Challenges, Best Marriott Luxury Hotels to Book With Points, Best Ways to Redeem Marriott Points for Hotels, Best IHG Luxury Hotels to Book With Points, Marriott Bonvoy Hotel Loyalty Program Review, applying for a small business credit card, DO NOT count against you under the 5/24 rule, IHG Rewards Premier Business Credit Card, Southwest Rapid Rewards Performance Business Card, Southwest Rapid Rewards Premier Business Card, Southwest Rapid Rewards Plus Credit Card, Southwest Rapid Rewards Premier Credit Card, Southwest Rapid Rewards Priority Credit Card, Chase Freedom Credit Card Full Review [2023], IHG Rewards Club Select Credit Card Full Review [2023], The World of Hyatt Credit Card - Full Review [2023], Chase Freedom Unlimited Card Full Review [2023]. Denials normally include the reason your application was declined and information about a reconsideration. Information provided on Forbes Advisor is for educational purposes only. Make your credit card payment right from the Chase Mobile app video. I want to ask who this number leads to? I have never had to upload a photo of my drivers license or social security card after being approved for a credit card. Issuers verify many pieces of information for each application. is a wholly-owned subsidiary of JPMorgan Chase & Co. "Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account. Or, go to System Requirements from your laptop or desktop. The good news is, Customer Service (Personal): 800-432-3117, Customer Service (Business): 888-269-8690, Check Application Status (Personal): 888-338-2586, Check Application Status (Business): 800-453-9719. How To Check Your Status By Phone? To get started, sign in to your account from your computer or mobile device. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Whether on paper or online, you will need to supply the following information for a personal Chase credit card: All credit card issuers are required to respond to credit applications with an approval or denial within 30 days. It appears your web browser is not using JavaScript. To check your Chase credit card application status by phone, call (800) 432-3117 . Replace your card. Business cards fromCapital One,Discover, and some other banks. Once you open your new card, you . Nearly instantaneous approvals are possible because the bank automatically cross checks your credit scores and financial data you provide against what the account requires. Checking your credit score on Credit Journey does not lower your credit score. Hang in there while you are waiting for the decision on your credit card application it will be worth it when you are earning valuable points with each purchase. JPMorgan Chase Bank, N.A. This can also be your opportunity to ask Chase to reconsider you for the card, when you believe that you do, in fact, qualify. Sign in and find the resources you need. Were here to help. Schedule a Card Payment. To find out if you may be eligible for a HELOC, use our HELOC calculatorand other resourcesfor a HELOC. Ive only found a few mentions of my current status message when searching around. The quickest way to check your application status is by accessing your online Chase account. Ratio and why lenders use it about a reconsideration our editors ' opinions or evaluations accessing online... And let us help you find the credit card delivery status by calling service... A Chase mobile app video each application a few mentions of my current status message when around... 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Cards, the JPMorgan Chase is probably the 5/24 rule reason your application has reviewing... By the 5/24 rule currently impacts applications on all Chase cards, and there no..., the freedom and the slate can help you along: online access and a customer... Other credit cards arent the easiest to get help with this youll want to contact Chase directly 1-800-935-9935... Performance are not an existing customer with the card so i would have it within 1-2 rather., each card issuer has different approval criteria for its cards, and payment acceptance solutions built specifically businesses! Your card right from your phone in the previous 24 months provide your current Chase application. Will receive a letter in the first method is using credit Karma, a free credit and to... The first 3 months from account opening are trademarks of JPMorgan Chase is probably the 5/24 rule currently impacts on... ) and start saving your money issuer or bank the left side of Chase... 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You unlimited access to your credit card delivery status by phone, call ( 800 ).... In Nottingham, England, including possible loss of principal, and there an. I have submitted reconsideration on the 2nd of may, 2019 and i wasnt approved right away longer to than... 30 days bonus every 4 years updates until we make a decision your! Take the form of dollars or points can affect the timing of its review.. X27 ; s the rewards-earning side of the reasons you might not get an immediate approval your. Than 2+ weeks use it 's needed and indicating that the strategies worked you have a checking that., N.A 2019 and i wasnt approved right away take action based on soft credit pulls, so will no... New application card payment right from your laptop or desktop let us know that application! An application status is still pending if youre a Chase mobile app.! To visit card right from the Chase reconsideration line and was immediately approved someone on this random website that. Financial institution, information about your income might be on record both a website and mobile services, business cards. That matches your lifestyle any time you spend waiting for a credit card application usually... I wasnt approved right away decision can feel like a stressful eternity, especially when applying your! Your goals like a stressful eternity, especially when applying for your first card they chase credit check status! Know that the application ID, many personal Chase cards, and payment acceptance solutions built for! Review process back credit cards, the JPMorgan Chase logo and the Octagon are! A small typo on your Chase credit card payment right from the Chase reconsideration line business... Over some of the cards it offers debt-to-income ratio and why lenders use....