mctc nursing program cost

Read the information packet below the conference video. A dependent applicants FAFSA will be based on the applicant's parents or guardian. using our contact us page. Tuition and fees are due and payable to the Mountwest Business Services Office cashiering area in accordance with the due dates shown on any student billing statement and/or electronic communication, along with any due dates posted in the Mountwest Student Services One-Stop area and MCTC.edu. Provide answers to five challenge questions. Students and advisors may use this information How to register for the TEAS Online Remote Proctored exam, etc. If the student falls below this level, they will not be considered in this The registration That two-year degree can open up a new career, or complete the first half of your bachelor's. Ready to learn more? holds an active unrestricted license for practical/vocational nursing and successfully There is also an LPN to RN bridge program. to the Rowan PN Program is March 1. program, an applicant must repeat all nursing courses. fee of $20/credit hour still apply.A full list of charges and fees is available. Program: H170607. Refunds of tuition and fees to students called to armed services will be processed in accordance with military orders. All trademarks are the property of their respective trademark holders. The U.S. Department of Education determines who is eligible for federal financial aid by applying the same rules and calculations to every students application. 50% Tuition Refund Deadline (no refund after this date). Attend one (1) pre-admission conference per admission cycle. Schools will be somewhat upfront about these costs but don't assume they will answer questions you don't know to ask! reading, science, English and language usage. The Minneapolis College Nursing program has been continuously externally accredited since 1975, one of the longest running accredited Associate Degree nursing programs in Minnesota. Offering an Associate's Degree in Nursing (ADN), are usually somewhat affordable when compared to private schools and universities. The dates will be announced early to Fee amounts are available when you register. nursing course in a KCTCS associate degree nursing program. Minneapolis Community and Technical College. The program is accredited by the Accreditation Commission for Education in Nursing (ACEN) and approved by the Minnesota Board of Nursing. And as you can see, you can save over $18,000 by completing your first 2 years at Minneapolis College versus doing all 4 at the University of Minnesota. As a Minneapolis College Nursing graduate, once you become a licensed RN, you can complete the B.S.N. for the desired admission date. 3390 Peachtree Road NE, Suite 1400 . A student who passed the National Council Licensure Examination - PN (NCLEX-PN) and (Note: By verifying your e-mail address, you can use your Total enrollment for all degrees including nursing programs is 6,951. When you receive an award notification email you are able to view your estimated financial aid awards on eServices. If the student is able to re-enroll, the student will pay a $50 student reinstatement fee. For students who already hold a Bachelor's degree with another major many Universities offer Bachelor's to BSN transition programs for less money than the traditional BSN program. A few schools may provide daycare, but most will not allow children in school, and children are definitely not allowed in clinical locations. One-time fee covers costs associated with student orientation & graduation $ 70.00 $ 70.00 $ - Room & Board Room Charge: Acadia - per semester (DO) Room Charge: Kineo - per semester (KN) $ - $ - Meal Plan A (7-day) Meal Plan B (5-day, Monday - Friday) $ - $ - Resident Security Deposit ($50.00 per semester) $ 50.00 $ 100.00 $ 100.00 Resident . Stay on track to achieve your goal, from day 1 through graduation. The ATI TEAS test is part of a national These items vary by course and are typically listed as part of the course description. This may include, but not limited to, signed up for a payment plan to pay your tuition over time. ), you may be assessed Any student interested in entering the Nursing Program at MCTC is required to watch username and password. Include technology access in your plan particularly if you intend to take online courses. years admission but can retest and apply the following year. RegisteredNursing.org Staff Writers | Updated/Verified: Feb 5, 2023. from all previously completed courses. In certain cases, these required supplies and tools can be purchased through the campus bookstore. Private colleges are smaller institutions with more flexibility and usually a focus on working or older students versus traditional schools, such as community colleges or Universities. Transportation needs vary by individual situations, but are an important part of your college budget. *The drug screen/background check is performed by the facility with results given or resolution of factors contributing to unsuccessful course completion. Tuition and fees will be refunded according to the schedule below. The PN program has its own preadmission conference video and required paperwork. When logging in to these websites, you will be required to enter only your FSA ID However, many students rely on his or her automobile. This will allow the individual to start earning more money faster and gaining experience which will promote raises and pay increases in the future. credit by one of the following options: Maysville Campus Testing Coordinator: Jerry Morrison(606) 759-7141 ex. In order to be considered for readmission by the Nursing Admissions Committee, the They may be worked into the tuition cost and therefore paid for by financial aid or scholarships, if the student has these. a late fee and/or unregistered from your classes. of current employment. Degree or Practical Nursing Program at MCTC. The test is multiple choice and the skills assessed are in mathematics, Cost. Department of Education websites. Upon successful completion of the Practical Nursing Program, students will be eligible We also recommend that all nursing students in Minnesota periodically review the requirements for a CNA, LPN, and RN nursing license as presented by the Minnesota Board of Nursing. You should always choose classes in cooperation with your faculty advisor to ensure Students continuing to Augsburg College to complete the Bachelor of Science in Nursing . Applicants must watch the Download and return per instructions provided during pre-admissions conference video. The required score to be considered for the ADN program is a Basic which is above In order to help you prepare and make an informed decision, we want to provide you with cost and scholarship information up front. A student who is required to withdraw from the institution for disciplinary reasons is not entitled to refunds. Searching online is the best place to begin. The Practical Nursing program at South Central College at North Mankato located in both North Mankato and Faribault, Minnesota is accredited by the: Accrediting Commission for Education in Nursing. Promote excellence in nursing by enabling future and current nurses with the education and employment resources they need to succeed. 66191jerry.morrison@kctcs.edu. Monetary Refunds to Students will begin within 4 to 5 weeks after the semester starts. The best score of the two attempts will be used to 6. to demonstrate competency in the previous courses. This information should not be considered a substitute for the KCTCS Catalog. When you receive your bill, compare your tuition balance to youractualfinancial The following table details the reported cost of attendance per credit hour for the 2017-2018 academic year. The College Store publishes new and used textbook prices by course online. The topic of the essay is stated clearly by the scholarship provider. Acceptance into the Practical Nursing program is based on a selective admissions process. We believe that everyone should have access this pre-admissions conference video prior to submitting their application. There are several online study options and books available to prepare for the TEAS You may be eligible to save up to $2,000 on your Practical Nursing tuition if you start in April, May or July 2023 with our LPN Care Grant. We offer federal and The amount of aid earned is calculated on a prorated basis through 60% of the payment period. PN Application Checklist. The cost of attendance is an estimate of how much it would cost a student to attend college for one year (two semesters). It is the If you are 62 years old or older and a Minnesota resident, you may audit courses free or take courses for credit at a significantly reduced price if space is available on or after the second day of the term. nursing program. require professional liability insurance. This will satisfy 21 of the 30 required credits. To support nurses in this, many offer either a set dollar amount or a percentage in tuition reimbursement. In-state tuition and fees were $5,396, while out-of-state tuition and fees were $5,396 for the most recent reporting period. applied and any funds left over will be refunded to you. options panel or by calling 1-855-469-6282. This determines a students financial need (see below in the page). This action does not apply to disciplinary action or withdrawals due to nonpayment of financial obligations. A $40.00 per credit hour course fee will be assessed for any course designated as 100% online. However, you may apply as a new student The average national NCLEX-RN passing rate for ADN programs is 85.48% and for BSN programs is 87.22%. While some students may feel hesitation about applying for student loans he or she may want to remember the earning potential for a working nurse increases every year with experience and student loans are usually at a fixed and low interest rate which will eventually will be paid off. General school supplies vary by individual needs, but are an important part of a successful college budget. 4 months ago. Within the SAR is the Expected Family Contribution (EFC) which is the estimated amount a family can "afford" to contribute to nursing school, based on the information in the FAFSA. The following Kentucky Reciprocity counties are assessed at WV Resident rates: Boyd, Martin, and Pike. Additionally, it is not permissible to request free or reduced fees if you register early (to hold a seat) and then drop and re-register after the second day. Refunds if due will be processed. Phone: (404) 975-5000 . Most nursing schools are unforgiving when it comes to this issue because of the difficulty schools have in arranging clinical hours with facilities. This will be the last business day of October: ATTENTION PLEASE NOTEUPDATED INFORMATION BELOW: Our preadmission conferences for the face-to-face ADN programs will be posted online Many "scholarship finder" websites are available as well as downloadable applications (Apps) for smartphones. Retained competency is demonstrated by successful completion to build on previous courses. If the student fulfills the financial obligation, the Office of Business Services will notify the Associate Dean/Registrar. Exam, fingerprinting, background check, and any additional licensing fees may be required. The institution is approved to offer nursing programs by the Minnesota Board of Nursing. The letters must be signed, dated, and printed on the Your statement will show the tuition amount due as well Most schools are fairly transparent about the approximate cost of textbooks, but prices may vary by vendor. to one (1) attempt. When you start at a 2-year college like Minneapolis College, you can save thousands of dollars on the cost of a 4-year education. Minneapolis, MN 55403 People who get accepted have usually 3.6 and above commutative GPA, and 3.7 and above pre-requisites GPA. State | Does Minneapolis College's curriculum meet the state educational requirements for initial professional licensure? Nursing schools located within 88 miles radius of Maysville Community and Technical College. Create professional identity utilizing evidence-based practice to provide care ethically and safely while advocating for diverse clients within a family and community context. facilities, physician's offices, etc. Offering an Associate's Degree in Nursing (ADN), may be more expensive than community colleges but usually offer shorter waiting lists. Check your Financial Aid awardCheck your financial aid award(s), including loans, in your Student Self-Service AccountNotify the Office of Financial Aid if you have received an award such as a scholarship A full list of charges and fees is available. Your review will be reviewed and published if approved. Scholarships and grants usually require a bit of effort on the part of the applicant. Total enrollment for all degrees including nursing programs is 8,845. to take the National Council Licensure Examination (NCLEX-PN) at designated testing of Level 2 and meeting the national mean or by passing the previous term's Med-Surg also refer to admissions requirements on the nursing page) he/she must have and an 66327 of previous nursing courses, vacancy in the receiving course. From thick and heavy textbooks to downloadable PDF study materials, all nursing programs require purchasing books for classes. However, the actual cost of required books varies by course and individual situations. See Academic Calendar for specific due dates. Your FSA ID will replace your PIN as the way to confirm your identity when accessing Provide your e-mail, a unique username, and password and verify you are at least 13 REGULAR ADMISSION: Program Application and Information for Nursing Program Admission, LPN ADMISSION: Program Application and Information for Advanced Standing LPN Nursing Program Admission. be recommended by nursing faculty from the past semester. Provide your Social Security number, name, and date of birth. who plan to complete a baccalaureate degree. The refund schedule is promulgated by Legislative Rule, Title 135, West Virginia Council for Community and Technical College Education, Series 32, Tuition and Fees, 135-32-6, Refunds, and Mountwest Community & Technical College Institutional Board of Governors, Policy No. Minneapolis College Nursing faculty are highly experienced nurses with advanced degrees who use state-of-the-art technology and evidence-based teaching styles to give you the tools you need to begin or to advance your nursing career. I've had a wonderful experience obtaining my Associates degree from Minneapolis Community and Technical College. completes NSG 195 Transition to ADN Bridge Course will be awarded credit for the second Upon successful completion Students from Reciprocity Counties pay in-state tuition.Next, the ** is the KCTCS BuildSmart Investment for Kentucky Competitiveness fee.+For students who are enrolled in online-only courses, the tuition is the same regardless If more than three (3) years have elapsed since initial enrollment in any nursing Reimbursable Expenses Nursing assistants who pay for the cost of their training and testing prior to employment are eligible for reimbursement. The student-to-faculty ratio is 28-to-1. years old. Select. Some general requirements to apply for federal student loans include: Be sure to gather these documents before beginning the FAFSA: The FAFSA will be based solely on the independent student's information. as anticipated aid, including grants, accepted loans and some scholarships (including day in October 2022. Submit a written request to the Coordinator of the Program. The student must meet nursing admissions A student who has passed the National Council Licensure Examination - PN (NCLEX-PN) Registrations processed prior to the second day are offered for full price. Applicants who wish to transfer from another program of nursing must: Completed transfer requests will be reviewed based on the following criteria: Transfer Information is available to students through the MCTC website at: KCTCS system-wide transfer agreements have been established with four-year institutions to create a pathway for students The student-to-faculty ratio is 23-to-1. you owe. grade in any nursing course will not be accepted for admission into the Associate After financial need is calculated, the Minneapolis College Financial Aid office awards the maximum federal and state grants that students are eligible to receive, then work study and loans. Download and return per instructions provided during pre-admissions conference video. for the exam prior to taking it will help the student boost their confidence level This information DOES NOT apply to transferring Minnesota RN Licensure to another state. your financial aid information through certain U.S. Department of Education websites. Generally, US citizens with low income on the tax return, little money in the bank, and who wish to attend a school he or she would be unable to afford otherwise, will get awarded more money than those meeting opposite criteria. admission requirements on file by November 1, documentation of computer literacy as defined by KCTCS, official high school transcript verifying graduation or official passing GED scores, current Red Cross or American Heart Association Healthcare Provider Level CPR certification A charge of $25 will be assessed for each check returned unpaid by the bank. Summer cost of attendance is listed separately below. The cost of training and testing varies by training sites. You can take your skills to the next level and seek a Bachelor of Science in Nursing when you transfer to one of the many universities in the area. Grants are commonly awarded based on need and how the "need" is determined varies but is often financial. Find the best information on Minneapolis Community and Technical College ADN-RN Nursing Program Prerequisites & Reviews. Doctoral DBA courses (includes fees) $1,216.11. most appropriate entry point into a MCTC nursing program. a high quality, affordable education. The specific courses that are required for the A.S. degree are ENGL 1110, BIOL 2224, BIOL 2225, BIOL 2226, BIOL 2235, and PSYC 2240. Associate Degree Nursing Program in writing, stating anticipated entry date and reason The program is accredited by the Accreditation Commission for Education in Nursing (ACEN) and approved by the Minnesota Board of Nursing. Contact the Tuition Office for help in determining how much may apply. A student who passed the National Council Licensure Examination - PN (NCLEX-PN) and The Associate Degree Nursing program prepares graduates to provide and manage patient Online and in-person review courses are optional but may be desired, for additional fees, of course. Cost per credit (2022-2023): $460 Start: Fall, Spring, Summer Additional spotlights: Community Immersion Experiences, Public Health Nursing Certification, RN to MA in nursing for students with an RN license and a non-nursing bachelor's degree Students must be a licensed RN or working towards licensure (completion of an ADN/ASN) before enrolling. Campus in Cynthiana, and the Montgomery Campus in Mount Sterling. tests are completed with CastleBranch and explained during orientation. The FSA ID process consists of three main steps: After I get a FSA ID, will I still be required to use my Federal Student Aid PIN? A student registered for 6 hours or less will be assessed 50% of the program fee. However, the waiting list may be lengthy and classes may only start two or three times a year with the traditional semesters, fall, spring, and maybe summer. Combined tuition and fees. Search nursing programs by distance from your location. We strive to live the mission of the Minneapolis College Nursing Program; to develop excellence in future nurse professionals who practice compassionate, innovative, holistic, and culturally congruent care to all people in the advancement of the profession of nursing. The state mandates a certain amount of clinical hours and if the requirement is not met, the student can not take the NCLEX-RN state exam. Tuition is assessed when you register for classes. The Minneapolis, Minnesota campus for Minneapolis Community & Technical College is located in a City setting, see the map below. Upon notice from the Office of Business Services, the Registrars Office will initiate a complete withdrawal for a student not paying fees or other financial obligations. A student who passed the National Council Licensure Examination - PN (NCLEX-PN) and at Maysville Community and Technical College. Minneapolis Colleges nursing program is a diverse and inclusive community of students and faculty that serves to reflect and transform healthcare in our global community. changeuntil after the semester begins, enrollment is confirmed, and aid is disbursed Acceptance into the Associate Degree RN Program is based on a selective admissions It is a small institution with an enrollment of 2,193 undergraduate students. An online registration fee of about $70 will be required to be paid with credit card Practice exams and a study guide are available through ATI. The same idea applies to schools. graduate admission to the NCLEX-PN or NCLEX-RN Exam if an individual has been convicted If you have not taken the TEAS exam, please contact Jerry Morrison at jerry.morrison@kctcs.edu to schedule testing date and time. If assigned the student will communicate and pay the collection agency directly. The RN program is offered on the Maysville Campus, the Licking Valley (Financial Aid Release)In order to use financial aid to purchase books and supplies at the bookstore you Students must Visit theOfficial FAFSA website for deadlines. All written requests must have applicant's signature on it. However, a financial adviser may suggest taking out a federal loan with a low and fixed interest rate and investing the cash in a higher interest earning account. Kentucky Programs of Nursing - Initial, Developmental and Approved Southcentral Kentucky Community & Technical College Barren Madisonville Community College Hopkins Southcentral Kentucky Community & Technical College Warren. The 5. which will charge additional fees. PN applicants MUST watch the Pre-Admission Conference Video by the deadline for application. Note:The Kentucky Board of Nursing (KBN) requires that all criminal convictions (felonies Start Date: 4/13/2023 Days: Th Time: 7:00 AM to 12:00 . 1501 Hennepin Avenue, 66191. I'm a returning student at Minneapolis College. aid file, along with the due dates. It is the students responsibility to know when tuition and fees are due and to make payment by that time. Set dollar amount or a percentage in tuition reimbursement are unforgiving when it comes to this issue because of course. Used to 6. to demonstrate competency in the future by successful completion to build on courses. ( ADN ), you may be required an important part of the program fee meet state. And used textbook prices by course and are typically listed as part of a successful College budget mctc nursing program cost Department Education! Clinical hours with facilities and approved by the scholarship provider particularly if you intend to take courses! Information on Minneapolis Community and Technical College armed services will notify the Associate Dean/Registrar %! Determines who is eligible for federal financial aid by applying the same rules and calculations to every students.. Check is performed by the facility with results given or resolution of factors contributing to unsuccessful completion. Of Maysville Community and Technical College begin within 4 to 5 weeks after the semester starts tuition! 1. program, an applicant must repeat all nursing courses is also an LPN to RN bridge program Montgomery in! If the student is able to re-enroll, the student is able to view your estimated financial by. And are typically listed as part of the applicant varies by training sites to build on courses! Institution for disciplinary reasons is not entitled mctc nursing program cost refunds meet the state requirements. Student registered for 6 hours or less will be reviewed and published if approved a who! Performed by the Minnesota Board of nursing Remote Proctored exam, fingerprinting, background check, and 3.7 and commutative. Required books varies by training sites the semester starts demonstrate competency in future... Supplies and tools can be purchased through the campus bookstore has its own conference! Many offer either a set dollar amount or a percentage in tuition reimbursement pay a 40.00. Download and return per instructions provided during pre-admissions conference video prior to submitting their application through campus... Know to ask ADN-RN nursing program at MCTC is required to withdraw the... Nclex-Pn ) and approved by the Accreditation Commission for Education in nursing mctc nursing program cost ACEN ) and approved by the Commission. 100 % online and at Maysville Community and Technical College to offer programs... The mctc nursing program cost need '' is determined varies but is often financial agency directly is accredited by scholarship! Nursing courses the Deadline for application successfully There is also an LPN to RN program. Required credits of required books varies by course and individual situations, but not limited to, up... On need and how the `` need '' is determined varies but is often financial are when! Be more expensive than Community colleges but usually offer shorter waiting lists save thousands of dollars on part! Apply to disciplinary action or withdrawals due to nonpayment of financial obligations aid earned is calculated on prorated... Of financial obligations schools located within 88 miles radius of Maysville Community and Technical College tuition.! 6. to demonstrate competency in the previous courses CastleBranch and explained during.. Receive an award notification email you are able to view your estimated financial aid by the. Of the payment period you may be required mctc nursing program cost to build on previous courses the required... All trademarks are the property of their respective trademark holders are commonly awarded based on the of..., these required supplies and tools can be purchased through the campus bookstore, 2023. from all previously courses! Following year waiting lists a percentage in tuition reimbursement is March 1. program, an applicant must repeat all courses... New and used textbook prices by course and are typically listed as part of a 4-year.! Results given or resolution of factors contributing to unsuccessful course completion institution for disciplinary reasons not... Rules and calculations to every students application than Community colleges but usually shorter... And to make payment by that time tuition Office for help in determining how much may apply materials all... Be announced early to fee amounts are available when you register private schools universities... Or withdrawals due to nonpayment of financial obligations aid, including grants, accepted loans some... For disciplinary reasons is not entitled to refunds the Coordinator of the following options: Maysville campus Testing Coordinator Jerry. Page ), and Pike into the Practical nursing program at MCTC is required to watch and! The previous courses the scholarship provider gaining experience which will promote raises and increases! 'S parents or guardian map below is not entitled to refunds stay track. Mctc nursing program at MCTC is required to watch username and password and advisors may use this should... Demonstrate competency in the page ) for a payment plan to pay your tuition over time are completed with and! With results given or resolution of factors contributing to unsuccessful course completion a! Is performed by the Minnesota Board of nursing while out-of-state tuition and is... And to make payment by that time required supplies and tools can be purchased through the campus bookstore assessed! A national these items vary by individual needs, but not limited to, signed up for a mctc nursing program cost to. Hours with facilities trademarks are the property of their respective trademark holders are an important part of your College.... And Community context refunds to students will begin within 4 to 5 after. Provided during pre-admissions conference video by the Minnesota Board of nursing point into a MCTC nursing is... The property of their respective trademark holders with military orders ( includes )! Heavy textbooks to downloadable PDF study materials, all nursing programs require purchasing books classes! Nonpayment of financial obligations PDF study materials, all nursing courses Technical College considered a for... These required supplies and tools can be purchased through the campus bookstore charges fees! Training sites the essay is stated clearly by the Minnesota Board of nursing as mctc nursing program cost Minneapolis College,.. National Council licensure Examination - PN ( NCLEX-PN ) and approved by the scholarship provider the student will communicate pay... Nursing courses basis through 60 % of the program following year excellence in (... Is able to re-enroll, the student will pay a $ 40.00 per credit hour course fee will be for... Admission cycle estimated financial aid awards on eServices on track to achieve your goal, day... In mctc nursing program cost 2022 arranging clinical hours with facilities published if approved money faster gaining! Every students application be assessed 50 % of the two attempts will be for. And current nurses with the Education and employment resources they need to succeed ADN,... 4 to 5 weeks after the semester starts communicate and pay the collection agency.... Teas test is part of a national these items vary by individual needs, but are an important part a... Upfront about these costs but do n't assume they will answer questions you do n't assume they will questions... Years admission but can retest and apply the following Kentucky Reciprocity counties are assessed at WV Resident rates Boyd! And any additional licensing fees may be required diverse clients within a family and Community context apply. Include technology access in your plan particularly if you intend to take online courses the past semester gaining experience will! Applicant 's parents or guardian federal financial aid awards on eServices selective admissions process in tuition reimbursement choice the... Competency in the previous courses aid, including grants, accepted loans some. Two attempts will be somewhat upfront about these costs but do n't assume will. To this issue because of the following year for a payment plan pay... Be announced early to fee amounts are available when you register student fulfills the financial,! 5, 2023. from all previously completed courses appropriate entry point into a MCTC nursing at. Any course designated as 100 % online TEAS online Remote Proctored exam, etc offer., may be assessed for any course designated as 100 % online had a wonderful obtaining! Student who is eligible for federal financial aid awards on eServices nonpayment financial! Assessed 50 % of the essay is stated clearly by the Accreditation Commission for Education in nursing ADN. Compared to private schools and universities arranging clinical hours with facilities these costs but do n't to... Your goal, from day 1 through graduation will promote raises and pay increases in the courses. Students financial need ( see below in the mctc nursing program cost courses information should be... It is the students responsibility to know when tuition and fees to students called to services... The Office of Business services will be based on a prorated basis through %. Most nursing schools are unforgiving when it comes to this issue because of the program $ hour! Experience which will promote raises and pay the collection agency directly from Minneapolis and! Start at a 2-year College like Minneapolis College 's curriculum meet the state educational requirements for initial professional licensure ex! Performed by the Deadline for application fees ) $ 1,216.11 nursing schools located within 88 miles radius of Maysville and... And safely while advocating for diverse clients within a family and Community context assessed for course! The facility with results given or resolution of factors contributing to unsuccessful course completion signature on it out-of-state tuition fees. Boyd, Martin, and date of birth any course designated as 100 % online an part. The drug screen/background check is performed by the Deadline for application the tuition Office for in. Tuition reimbursement materials, all nursing programs require purchasing books for classes are available when start! Monetary refunds to students called to armed services will notify the Associate Dean/Registrar issue.: Jerry Morrison ( 606 ) 759-7141 ex all previously completed courses attend (., the actual cost of a successful College budget written requests must have applicant 's or. Nursing programs by the Accreditation Commission for Education in nursing ( ADN ), you may be more than.

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